Personal Finance Blog

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Why We are Paying More Taxes in 2013

According to The Oxford Handbook of State and Local Government Finance (2012), U.S. taxpayer households may soon pay an average increase of greater than $3,400 in 2013 if Congress does not deter an anticipated “fiscal cliff.” This so-called event, named by Chairman of the Federal Reserve Board Ben Bernanke, is …

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Do You Need the Optional Extras on Your Home Insurance?

When it comes to home insurance, any optional extras will always be at the discretion of the policyholder. While something may be considered invaluable by one person, it could be wholly inappropriate for another. In short, it’s all about your personal requirements and circumstances. Home insurance explained Depending on certain …

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Meme Monday: Paid my credit card early…

Meme Monday! Hopefully you have been staying true to your New Year’s Resolutions and enjoyed nice fist pump for paying your credit card off early this month. Posts12 Tips to Get Approved For A Credit CardMeme Monday: “Obvious” Explanation for Credit Card DebtMeme Monday: Buy What You Can Afford [image]Meme …

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Average US Debt: The Unremarkable, the Bad, and the God-Awful

Believe it or not, consumer debt should not have the stigma attached to it that it does in today’s economy. In fact, debt creates the ability for consumer to obtain necessities like automobiles, an education, and a home, without having to wait and save. In theory, as long as we …

How Credit Unions Fill in the Financial Aid Gap with Private Student Loans

With the help of credit unions, you can you can fill in the monetary gap with private student loans helping to carry your education to the next phase. With the advent of various educational programs which require a huge amount of money, huge numbers of students are seeking the help …

7 Financial Apps for your iPhone, iPad, & Android

It’s hard to believe that a mere 30 years ago we had phones that were attached to the walls and you it took you about half an hour to physically dial numbers. And long distance? You talked to Grandma at Christmas, Easter and your birthday because it cost too much …