It’s hard to believe that a mere 30 years ago we had phones that were attached to the walls and you it took you about half an hour to physically dial numbers. And long distance? You talked to Grandma at Christmas, Easter and your birthday because it cost too much to talk to anyone outside your immediate area. Now you can call across the country all day long, text (we didn’t even know what a text was!), email, watch movies and get more information than we will ever need and put it in our pocket. Let’s focus on some applications that will help you in your financial world.
This is an all around great app. You can plug in your accounts – banking, savings, credit card, investments – and it will tell you about your overall financial situation. It watches your spending and savings habits and will tell you where to change things to help you out.
If you’re a big coupon user, this app is for you! This is a way to organize your coupons and then take that information with you wherever you. It also has links to coupon codes for website shopping.
CNBC Real Time
This is a great app for watching your stocks. No more trying to find a TV at your favoring watering hole that isn’t showing sports! All your stock tickers right there in one place so you can decide whether you’re going to jump out of the office window or buy all your friends a big magnum of champagne.
Debt snowballing is when you pay larger amounts to your smaller debts and smaller amounts to your larger debts. You pay your smallest debts off first, then apply the extra money to pay more and pay off the next larger debts. This continues until you get everything paid off! Here’s a handy app to help you on your way.
Take this with you grocery shopping and you can organize your coupons, scan barcodes for comparison shopping and even find out if the smaller item on sale is actually saving your more money than buying the super value size.
Tired of having 100 of those plastic tabs on your key ring (or even worse, the cards in your wallet)? Key Ring is your answer! Just scan your or enter your store’s loyalty card information into this application and you can throw all those away. And not have to worry if you’re with someone else and forgot your card/keyring.
US National Debt App
You’ve figure out your financial situation, now make yourself feel even worse by seeing how badly the US is doing. And wow – you have debt that you didn’t even get to enjoy running up!
Author Info: This article was written by Elise Dyke, a writer for MyCreditClassroom who loves to put a fun twist on personal finances.